BubbleLife Staff

Impact-Resistant Roofing

By Kathy Leslie Wall    
State Farm® Agent

How about an affordable investment in your home that pays you back in return? There’s a fairly new
product, impact-resistant roofing, that can do just that. It’s available in shingles that look like ordinary
asphalt shingles (either three-tab or architectural shingles), as well as other types of materials such as
metal and alternative products. Regardless of the material you choose, each type of impact-resistant
product tends to stand up much better to hail than do ordinary shingles; and many impact-resistant
products are rated for higher wind resistance as well. Here’s how this new type of roofing can save you

Many insurers (including State Farm) offer an annual discount on Homeowners premiums for qualifying
roofs. Very important: You’ll want to check with your insurer or agent before you buy a roof to be sure the
shingles you have in mind qualify for the discount with your insurance carrier.

If your roof is not damaged from a wind or hail storm, you will avoid having a claim and paying a deductible.
With most insurance companies writing higher deductibles these days, your savings could be substantial.
And it’s our experience that qualifying impact-resistant roofs typically fare very well in storms that cause
considerable damage to ordinary roofs.

Perhaps even more important is the protection you’re adding for your home and contents if the roof you
invest in does a better job of keeping the elements out. The roof you choose is your home’s first line of
defense in a storm. Everything inside, including items like pictures and heirlooms that would be difficult or
impossible to replace, is at risk if your roof fails.

For more information on qualifying impact-resistant roofing, contact a roofing expert or an insurance

Kathy Leslie Wall
State Farm Insurance Agent

5600 W Lovers Lane, Suite 200
Dallas, Texas 75209

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